Hosted by: Holland Henderson

Hosted by: Chris Hammond

After a wild opening week of college football filled with clock drama, lawsuits, and power outages, the hosts turn to the subscription economy. They explore the shift from one-time purchases to recurring payments, how small charges gradually claim a larger share of our wallets, and why a service’s original value may look different today. The conversation offers a practical starting point for reviewing your subscriptions and deciding which ones still earn their place in your budget.

In this episode we cover:

• Subscription economy from one-time product purchases (4:43)
• Was it a frog in the boiling point scenario to the subscription model (8:12)
• The different types of companies moving toward subscriptions (11:21)
• There is a $4 service fee for every product sold (15:30)
• This transition started with companies that had an amazing value proposition (17:20)
• The average American “thinks” they spend $86 per month on subscriptions; the actual spend is $219 a month (21:06)
• How captive a customer are you (23:00)
• The process of how to get a idea of what your subscriptions look like (31:24)
• What our hosts are learning about right now(39:00)

Links From the Show:

Allen & Company
Subscription Economy 
Cash Cow
GDP

Connect with:

Holland Henderson – Financial Advisor at Allen & Company
Allen & Company – Holland Henderson
LinkedIn – Holland Henderson

Chris Hammond – CFA®, Senior Vice President, Portfolio Manager at Allen & Company
Allen & Company – Chris Hammond
LinkedIn – Chris Hammond

The opinions voiced in this program are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult an appropriate qualified professional prior to making a decision.