Cynthia Marotz has been a Financial Advisor for Allen and Company since 2003. Her motto is: “Let’s work to live… rather than live to work!” Cynthia believes that living a significant and impactful life requires financial planning and a saving strategy at EVERY age.

The millennial audience has much to contribute for years to come, and is a key focus for Cynthia. This generation has access to resources, both technical and otherwise, that are real-time game changers that go beyond the wildest imaginations of previous generations.

Many are asking: How does the current state of the world affect my financial situation and planning strategy? How will I work towards financial freedom and even plan for retirement?

That freedom — and feeling good – are forms of currency in their own right; we all know that time is money after all. Cynthia’s commentary explores the world of spending vs. saving with a focus on the challenges millennials are facing today:

  • How do I maintain a balance between what I have and what I save?
  • How do I stay relevant without sacrificing my financial future?
  • How can I work hard AND afford to play hard?
  • Plus, how do I do all that while I still have my health and a youthful spirit?

In the Millennial Message, Cynthia works to help the future leaders of America learn the fine art of balancing “working to live” as well as sound financial planning advice for the future.

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Adopting pets: an investment for the soul

25 years ago, I was just born. No, seriously! I was young and single at the time and living in an apartment. A friend of mine was nice enough to remind me that I “needed” a pet. This person had a giant dog — and I knew I wasn’t going to pay the pet deposit […]

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Being “too busy” can be a bad thing

WARNING: This applies to everyone, not just millennials! On our most recent weekend getaway, my daughter — the one you hear about repeatedly — was cold (even though it’s the middle of summer) and convinced me to buy her a sweatshirt. Did I mention it’s the middle of summer? The sweatshirt proclaimed, in large gold […]

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Millennials and acute financial stress: it’s real

My 11-year-old daughter went to Lowry Park Zoo last week with her teen camp. She brought me back the most beautiful shell shaped jewelry dish, which had a silver seahorse in the middle. I was very excited, but quickly told her that she didn’t have to spend her money on buying me anything, even though […]

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Tweak your beauty purchases to save money (and the environment)

“Are you ready yet?” My husband’s standard line when we are getting ready to go somewhere. “Nope.” My standard reply. “But you’ve put 6 things on your face and you still look the same!” Yep. He said that, and yes, I then took even longer to get ready. He was starving, hangry even. I let […]

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Plan and save for travel for a great vacation

One summer, my father and mother decided it would be a great idea to rent an RV and take our ragtag family on a road trip. This boiled down to 7 people in an RV going all the way to Richmond, Virginia. That’s 793.2 miles… or 11 hours and 40 minutes. Did I mention one […]

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