This series of guest bloggers and topics is a slight departure from our day job of financial planning. The Focal Point is about outside insights by spotlight bloggers. A collection of interesting experiences and informative thoughts on a wide array of subjects. Surrounded by talent and great stories in our communities, it just seemed right to share the good stuff we encounter with you, our most discriminating audience. As they say, variety is the spice of life. Maybe your neighbor, or best friend or the guy that coaches you, possibly even one of your professors will turn up in this spotlight. We hope you enjoy these blogs by some of our favorite people.