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Contrary to Commentary E15

Hosted by: Holland Henderson

Hosted by: Chris Hammond

December, 2025

In this episode, we dive into the idea of multigenerational wealth and stewardship, after a quick take on NCAA and NFL football of course.

The conversation soon shifts to practical and philosophical ways families can build, manage, and pass down financial wisdom. From understanding debt relationships and leveraging employer-sponsored savings programs to applying the 10/10/10 rule and discussing the true cost of raising children, the episode covers multiple ways to be a good financial steward.

We also explore how financial stewardship evolves with age and how intentional planning for generosity is an act of smart, forward-thinking leadership.

In this episode we cover:

  • NFL/NCAA Football discussion (1:00)
  • What stewardship is (4:55)
  • The relationship one has with debt is important (8:52)
  • Employer sponsor programs and how they can help save as a starting point (11:44)
  • The 10/10/10 rule and behaviors that will assist in saving money and practicing good stewardship (14:01)
  • The average cost to raise a child is $300,000 – $500,000 (19:20)
  • The house you purchase or want to own will have a direct relation to your day-to-day financial decisions (22:25)
  • Some retirees want to see their money at work (27:22)
  • What financial stewardship looks like as one gets older (32:33)
  • Having a preemptive plan for giving is smart planning (38:31)

Links From the Show:

Allen & Company
Lane Kiffin
Emergency Account

Connect with:

Holland Henderson – Financial Advisor at Allen & Company
Allen & Company – Holland Henderson
LinkedIn – Holland Henderson

Chris Hammond – CFA®, Senior Vice President, Portfolio Manager at Allen & Company
Allen & Company – Chris Hammond
LinkedIn – Chris Hammond

The opinions voiced in this program are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult an appropriate qualified professional prior to making a decision.

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