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Building Credit

Hosted by: Laura Hawley Special guest: Chad Jones

May 1, 2019

Host
Laura Hawley – CFP®, President at Allen & Company

Co-Host
Chad Jones – CFP®, Financial Advisor at Allen & Company

Guest
Erjola Balliu – Child and Adult Endocrinologist at Lakeland Regional Health
Gwen Rogerson – Certified Diabetes Educator at Lakeland Regional Health

In this episode, we discuss the A, B, C’s of Credit in order to help breakdown and get a better understanding and the purpose of things such as credit bureaus, how they determine your credit score and what happens in the cases of credit card fraud.

In our Medical moment, we will visit with special guest Erjola Balliu, Child and Adult Endocrinologist and Gwen Rogerson, Certified Diabetes Educator at Lakeland Regional Health to discuss on the topic of Diabetes.

 

The opinions voiced in this show are for general information only and are not intended to provide specific advice or recommendations for any individual. Companies mentioned are for informational purposes only, and not intended as a solicitation to invest in any company security. Economic forecasts set forth may not develop as predicted. There is no assurance that the techniques and strategies discussed are suitable for all individuals or will yield positive outcomes. Past performance is no guarantee of future results. To determine which strategies may be appropriate for you, consult with your attorney, accountant, and financial advisor or tax advisor prior to making a decision.

Erjola Balliu and Gwen Rogerson and their respective companies are not affiliated with LPL Financial or Allen & Company.

In this episode we cover:

  • Economic Forcast (0:58)
  • Apple: Buybacks way on a drive toward a trillion-dollar value (1:38)
  • Buybacks: What it mean and how do companies fund it.(2:08)
  • A, B, C’s of Credit: how to use it and how debt could be either good or bad. (3:52)
  • Credit bureau: What they are, what they do and what you need to know about the industry. (4:54)
  • Federal Trade Commission (FTC): What they do and what you should know about them. (8:02)
  • Payment history, current debt and other factors that determine your Credit Score. (8:38)
  • Types of Credit Scores: What are FICO Scores used for? (11:36)
  • How long do Credit Bureaus keep records of late payments and bankruptcy? (12:55)
  • Military personnel/Veterans and Credit Scores: (14:26)
  • A, B, C’s of Credit: how to keep yourself safe from Credit card fraud. (16:34)
  • Credit card fraud vs Identity theft: What they are, the difference between them and how to protect yourself against them. (21:57)
  • Medical Moment with Erjola Balliu, Child and Adult Endocrinologist and Gwen Rogerson, Certified Diabetes Educator at Lakeland Regional Health. (27:25)

Links From the Show:

Connect with:

Laura Hawley – CFP®, President at Allen & Company
Allen & Company – Laura Hawley

Chad Jones – CFP®, Financial Advisor at Allen & Company
Allen & Company – Chad Jones

Erjola Balliu, MD – Child & Adult Endocrinologist at LRH
Erjola Balliu

Gwen Rogerson – Certified Diabetes Educator at LRH
LinkedIn – Gwen Rogerson

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