
It June 1st do you know where invest 91L is?
Hosted by: Laura Hawley Special guest: David Rutherford
June 1, 2016Host
Laura Hawley – CFP®, President at Allen & Company
Co-Host:
Troy Garcia – CFP®, at Allen & Company
Guest:
David Rutherford – Insurance agent at Barfield Insurance
Julie Phillips – Meteorologist at WFLA
Today’s show will discuss the topics of natural disasters, hurricane preparedness, the standard homeowners insurance coverage and if that’s enough, the need for a hurricane kit, and will also answers questions regarding your policy and how it relates to Hurricane Season.
In this episode we cover:
- Storm Season and the impact on your insurance (4:20)
- Can we really feel ready for a natural disaster? (4:30)
- Planning ahead when it comes to hurricanes and insurance policies (5:08)
- Are you supposed to be reading your insurance policy once a year? (5:27)
- What to look for when reading your Insurance Policy? (6:00)
- The planning steps prior to a hurricane (7:00)
- Discuss 4-Point Home Inspection and the need for it (7:30)
- The need for a wind mitigation inspection (8:00)
- Should you be calling your insurance company regarding home inspections?
- The need for a home inspection for insurance purposes (9:14)
- How to prepare for Hurricane Season (10:38)
- The need for flood insurance (11:29)
- How to protect yourself against false overnight adjusters (17:06)
- Assignment Of Benefits form (17:45)
- Storm damage to cars and boats (19:18)
- The difference between Full Replacement Cost coverage vs. Actual Cash Value (29:18)
- What questions should you be asking your agent regarding insurance policies (26:28)
- Insurance Companies risk and restrictions (26:00)
- Discuss the difference between a Hurricane Watch and a Hurricane Warning (30:00)
- How to be prepared financially for Hurricane Season (39:53)
Links From the Show:
Connect with:
David Rutherford – Insurance agent at Barfield Insurance
LinkedIn – David Rutherford
Julie Phillips — Meteorologist at WFLA
Facebook – Julie Phillips
LinkedIn – Julie Phillips
Twitter – Julie Phillips
WFLA – Julie Phillips
Troy Garcia — CFP®, Financial Advisor at Allen & Company
Allen & Company – Troy Garcia
LinkedIn – Troy Garcia